Personal loan offers from $500 to $50,000.
One short form. We match you with lenders who may make you an offer. All credit types can check.
- Won't affect your credit score to check
- No car needed
- Money in 1 to 7 business days, if approved
One form, many lenders
Many lenders, one form
Fill it out once. We share it with lenders who may help.
Safe and private
Your information is sent over an encrypted connection.
Free to check
It costs nothing to see if you have an offer.
Fixed payments
Many personal loans have the same payment each month.
What would a personal loan cost you each month?
Pick an amount, a payback time and your credit range to see an example payment. Most lenders want you to be 18 or older with steady income and a checking account. You don't need perfect credit to check.
Personal loan payment estimate
Example only, not an offer. Rates shown are sample rates for each credit range. Your real rate and payment come from the lender.
What your credit score means
Every range below can check offers. A lower score usually means a higher rate, not a closed door.
- Poor300–579Fewer offers, higher rates. Still worth checking.
- Fair580–669Many lenders work with this range.
- Good670–739More offers and better rates.
- Very good740–799Lower rates are more likely.
- Excellent800–850The best rates lenders offer.
- Social Security numberLenders use it to confirm who you are.
- Proof of incomePay stubs, a benefits letter or bank statements.
- Bank account and routing numbersThis is where the money gets sent.
How do personal loans work?
Short answer: you fill out one form, lenders look at it, and you pick an offer if you get one. You pay it back in equal monthly payments.
1Fill out one short form
Tell us how much you need, why, and a little about your income. One form reaches many lenders.
About 2 minutes- 2
See if lenders have offers
Lenders review your request with a soft credit check. That means checking won't hurt your credit score.
No credit score impact 
3Compare and choose
Look at the amount, rate and monthly payment. Pick the one that fits your budget, or walk away. Money can arrive in 1 to 7 business days, if approved.
No obligation
You may. Some lenders make offers to people with bad credit.
Rates are usually higher for lower scores.
No. Checking offers uses a soft check, which does not affect your score.
If you accept an offer, the lender may do a full credit check.
If approved, money usually arrives in 1 to 7 business days.
Some lenders can send it as soon as the next business day.
There is no single number. Some lenders work with fair or bad credit.
A higher score can mean a lower rate.
Offers range from $500 to $50,000. Your amount depends on your income, credit and state.
Yes. Most lenders send the money by direct deposit to your bank account.
Yes. You can use it for almost anything, like rent, bills, car repairs or medical costs.
Money you borrow and pay back in equal monthly payments, usually over 1 to 7 years.
Call your lender right away. They may be able to move your due date or set up a plan.
Late payments can add fees and hurt your credit.
See your personal loan offers
It takes about 2 minutes. Checking won't affect your credit score.
Last updated